Thanachart Capital Public Company Limited (“the Company”) operates an investment business and is the Parent Company (or Holding Company) of Thanachart Group which offers a diverse range of financial services. The Company is also one of TMBThanachart Bank Public Company Limited’s (“TTB”) major shareholders. The Company’s main income is from share of profit from its investment in TTB. Moreover, the Company remained a company listed on the SET under Financial Industry and Banking Sector. the Company has designated MAX Asset Management Company Limited as a subsidiary which operates core businesses in line with the definition given in the relevant regulations of the SET. The member companies of Thanachart Group operate the following businesses:

1. Hire Purchase and Leasing Business
   • Ratchthani Leasing Public Company Limited provides auto hire purchase and financial lease services with the focus on auto market for new and used car markets for passenger cars as well as vehicles for commercial purposes, such as pick-ups, taxis, truck tractors and lorries, etc.
   • RTN Insurance Broker Company Limited provides insurance brokerage services which cover non-life and life insurance as well as other related businesses in line with the established regulations. Currently, it provides services mainly to customers of THANI.
2. Insurance Business Group consists of
   • Thanachart Insurance Public Company Limited offers insurance services which cover non - life insurance services such as fire insurance, auto insurance, marine and transportation insurance, miscellaneous insurance, and investment business.
   • T Life Assurance Public Company Limited operates a life insurance business. T Life provides individual and group life insurance to assure savings. Life and health protection are also offered to individuals, institutions and organizations.
   • T Broker Company Limited operates the business of customer referral and serves as an intermediary for supplying non-life and life insurance products and introducing financial products such as loans and investments. It also organizes trainings and seminars for license applicants who are required to take non - life and life insurance agent license examinations. In addition, in meeting the needs of individuals and juristic persons, it seeks courses for enhancing the potential of personnel in the organizations.
   • MT Service 2016 Company Limited operates Back Office and Business Support.
3. Securities Business

   Thanachart Wealth Securities Company Limited was established in 2023. In 2024, it received a Securities Business License Type B and a Derivatives Business License Type Sor-2. On 23 August 2024, it commenced its securities business as a dealer in debt instruments, having received approval from the Securities and Exchange Commission (SEC).

4. Asset-based financing business

   Thanachart Plus Company Limited is an asset-based financing service provider. The service is given in the form of term loan facility and working capital facility. The security to be used as collateral includes real estates in good location, with potential for commercial development, or securities listed on the SET, which have high liquidity and good fundamentals. On the other hand, the target groups for the service include medium and large-sized enterprises. With Thanachart Group’s experiences, the company has good understanding of customers. It is able to process loan applications in an efficient manner and offer flexible terms and conditions in line with customer needs.

5. Distressed Asset Management Business Group consists of
   • NFS Asset Management Company Limited manages non-performing assets purchased or taken transfer from financial institutions of Thanachart Group and other financial institutions.
   • MAX Asset Management Company Limited manages non-performing assets purchased or taken transfer from other financial institutions.
   • TS Asset Management Company Limited manages non-performing assets which include non-performing loans and properties foreclosed taken transfer from SCIB and TBANK.
6. Investments Business Group consists of
   • Thanachart SPV1 Company Limited was established for the purpose of buying shares of THANI from TBANK, as part of the business restructuring plan.
   • Thanachart SPV2 Company Limited was established for the purpose of buying shares of other companies from TBANK, as part of the business restructuring plan. The companies transferred to the Company do not operate new businesses. Eventually, they will be dissolved and liquidated.
7. Other Business
   • T NEXT Company Limited provides IT management supervision services to companies in Thanachart Group.
   • T.P.S.Asset 1 Company Limited supports the asset management of Thanachart Group.