Thanachart One Report 2021 - EN

In 2021, TNS issued and offered for sale altogether 278 batches of derivative warrants. In 2022, TNS planned to continue issuing and offering for sale quality derivative warrants. As well, TNS plans to organize training activities and seminars, aiming at providing investment consultants and supporting staff with knowledge and understanding about derivative warrants. It also plans to hold training activities and seminars, aiming at providing customers with similar knowledge and understanding. Importantly, TNS continuously publishes public relations materials about its various services and disseminates the information to the related staff, customers and members of the general public. 8. Issuance and Offer for Sale Structured Notes TNS was authorized by the SEC to issue and offer for sale structured notes on 19 November 2013. In this connection, it has issued and offered for sale structured notes since April 2014, with the underlying securities issued by the top 50 listed companies of the SET (SET50). In this connection, TNS ensures that the securities are selected from all industry groups and business sectors. The objective is to enable investors to invest in quality structured notes as there are additional protection and price volatility risk management of the underlying securities. As for 2022, TNS plans to continue issuing and offering for sale quality structured notes. In addition, it plans to provide investment consultants and supporting staff with knowledge and understanding of structured notes. It also plans to hold training activities and seminars, aiming at providing customers with similar knowledge and understanding. Importantly, the company continuously publishes public relations materials about its various services and disseminates the information to the related staff, customers and members of the general public. 9. Wealth Advisory Services The wealth advisory services enable customers to easily access financial services and the capital market as well as a diverse range of instruments. The advice will be mainly based on the personal needs and characteristics of customers. In selecting, evaluating and deciding on investments, the company will take into consideration the best interests of customers. Importantly, the wealth advisory services will help determine the fully integrated investment portfolio at a not too high cost. In this connection, there are 5 steps to be taken as follows: (1) Exploring and understanding investors; (2) Determining the investment structure (portfolio construction); (3) Investing in line with the investment allocation plan (portfolio implementation); (4) Monitoring and improving invesments (monitoring and rebalancing); and (5) Reporting on the overall investment status (consolidated reporting). All of them are important as they help investors manage their financial security. 10. Portfolio Advisory Services (ZEAL) TNS gives portfolio advisory services called ZEAL in the form of wealth platform which offers a wide range of asset classes including, among others, ordinary shares, equity mutual funds, foreign equity mutual funds, as well as derivatives. The objective is to provide investors with absolute return. In 2021, all its four asset allocation portfolios successfully generated much higher returns than the established absolute return targets. On the other hand, its three asset allocation portfolios generated significantly better returns than the returns of the Thai bourse. Asset-based Financing Business Thanachart Plus Company Limited Characteristics of Products and Services T-Plus is an asset-based financing service provider. The service is given in the form of term loan facility and working capital facility. The security to be used as collateral includes real estates in good location, with potential for commercial development, or securities listed on the SET, which have high liquidity and good fundamentals. On the other hand, the target groups for the service include medium and large-sized enterprises. With Thanachart Group’s experiences, T-Plus has good understanding of customers. It is able to process loan applications in an efficient manner and offer flexible terms and conditions in line with customer needs. 56-1 One Report / Annual Report 2021 Thanachart Capital Publ ic Company Limited 45

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