1.1.2 Nature of Business Operation Income Structure of the Company and Its Subsidiaries Income structure of the Company and its important subsidiaries based on the consolidated financial statements as at 31 December 2021, 2020 and 2019 was as follows: For the year ended 31 December 2021 2020 2019 Amount Percent Amount Percent Amount Percent Interest Income Interbank and Money Market Items - Deposit at Financial Institutions 81 0.72 150 1.16 148 1.98 Financial Assets Measured at Fair Value through Profit or Loss 27 0.24 83 0.64 - - Investments and Trading Transactions - - - - 121 1.62 Investments in Debt Securities Measured at Amortized Cost 1 0.01 2 0.02 - - Investments in Debt Securities Measured at Fair Value through Other Comprehensive Income 115 1.03 234 1.81 - - Investments in Debt Securities - - - - 281 3.75 Loans to Customers 372 3.33 228 1.77 250 3.34 Hire Purchase and Financial Lease 3,430 30.67 3,516 27.24 3,539 47.29 Total Interest Income 4,026 36.00 4,213 32.64 4,339 57.98 Interest Expenses 1,355 12.12 1,620 12.55 1,599 21.37 Net Interest Income 2,671 23.88 2,593 20.09 2,740 36.61 Non-interest Income Net Fees and Service Income 1,454 13.00 1,249 9.67 1,084 14.49 Gains on Financial Instruments Measured at Fair Value through Profit or Loss/Gain on Trading and Foreign Exchange Transactions 527 4.71 151 1.17 146 1.95 Gain (Loss) on Investments (3) (0.03) 3,757 29.10 514 6.87 Share of Profit from Investments Accounted for under Equity Method - Associated Companies and Joint Venture 1,986 17.76 2,154 16.69 367 4.90 Gain on Property Foreclosed and Other Assets 850 7.60 225 1.74 222 2.97 Net Non-life insurance/Life Insurance Income 2,411 21.56 1,888 14.62 1,408 18.81 Dividend Income 145 1.30 308 2.39 181 2.42 Other Operating Income 1,143 10.22 585 4.53 822 10.98 Total Non-interest Income 8,513 76.12 10,317 79.91 4,744 63.39 Net Operating Income 11,184 100.00 12,910 100.00 7,484 100.00 (Unit: Million Baht) 26
RkJQdWJsaXNoZXIy ODEyMzQ3