112 (Unit: Million Baht) Separate financial statements 31 December 2020 Financial assets with credit risk Stage 1 (1) Stage 2 (2) Stage 3 (3) POCI (4) Simplified Total Interbank and money market items - deposits with financial institutions Investment grade 172 - - - - 172 Allowance for expected credit loss - - - - - - Investments in debt securities measured at fair value through other comprehensive income Investment grade 7,202 - - - - 7,202 Allowance for expected credit loss 1 - - - - 1 Loans to customers and accrued interest receivables Not overdue 676 - - 1 - 677 Overdue more than 90 days - - 22 229 - 251 Total 676 - 22 230 - 928 Allowance for expected credit loss 7 - 19 98 - 124 Other assets Other assets 43 - 5 - - 48 Allowance for expected credit loss - - 5 - - 5 (1) Without a significant increase in credit risk (12-mth ECL) (2) With a significant increase in credit risk (Lifetime ECL not credit impaired) (3) With credit impairment (Lifetime ECL-credit impaired) (4) Purchased or originated credit impairment (Purchased and originated credit-impaired) 328
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