Thanachart One Report 2021 - EN

109 The table below shows the credit quality of financial assets. The amounts presented for financial assets are the gross carrying amount (before deducting allowance for expected credit loss). (Unit: Million Baht) Consolidated financial statements 31 December 2021 Financial assets with credit risk Stage 1 (1) Stage 2 (2) Stage 3 (3) POCI (4) Simplified Total Interbank and money market items - deposits at financial institutions Investment grade 8,950 - - - - 8,950 Allowance for expected credit loss 3 - - - - 3 Investments in debt securities measured at fair value through other comprehensive income Investment grade 10,416 - - - - 10,416 Allowance for expected credit loss - - 244 - - 244 Loans to customers and accrued interest receivables Not overdue 44,416 196 - 297 - 44,909 Overdue 1 - 30 days 5,254 86 - - - 5,340 Overdue 31 - 60 days - 3,415 - - - 3,415 Overdue 61 - 90 days - 1,387 - - - 1,387 Overdue more than 90 days - - 1,887 898 - 2,785 Total 49,670 5,084 1,887 1,195 - 57,836 Allowance for expected credit loss 247 689 1,005 674 - 2,615 Receivables from purchase and sale of securities Receivables from purchase and sale of securities 843 - - - - 843 Allowance for expected credit loss - - - - - - Other assets Other assets 455 21 1,084 - 231 1,791 Allowance for expected credit loss - 1 1,061 - 32 1,094 (1) Without a significant increase in credit risk (12-mth ECL) (2) With a significant increase in credit risk (Lifetime ECL not credit impaired) (3) With credit impairment (Lifetime ECL-credit impaired) (4) Purchased or originated credit impairment (Purchased and originated credit-impaired) 325 แบบ 56-1 One Report / รายงานประจ� ำปี 2564 บริษัท ทุนธนชาต จ� ำกัด (มหาชน)

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