95 37. Non-life insurance/Life insurance expenses Non-life insurance expenses for the years ended 31 December 2021 and 2020 consisted of the following: (Unit: Million Baht) Consolidated financial statements 2021 2020 Gross claim and loss adjustment expenses 4,293 4,292 Less: Claims recovery from reinsurers (460) (770) Benefit payments under life policies and claims 813 1,602 Less: Benefit payment under life policies and claims refundable from reinsurers (4) (41) Commissions and brokerages expenses 1,323 1,395 Less: Commissions and brokerages income from reinsurers (209) (289) Long-term insurance policy reserves decrease (711) (950) Other underwriting expense 692 582 Total 5,737 5,821 38. Directors’ remuneration Directors’ remuneration represents the benefits paid to the directors of the Company and public subsidiary companies in accordance with Section 90 of the Public Limited Companies Act, exclusive of salaries and related benefits payable to directors who hold executive positions but including the payment of remuneration amounting to Baht 47 million (separate financial statement: Baht 31 million), which were approved by the Annual General Meeting of Shareholders of the Company and its subsidiaries. 311 แบบ 56-1 One Report / รายงานประจ� ำปี 2564 บริษัท ทุนธนชาต จ� ำกัด (มหาชน)
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