92 31. Interest income Interest income for the years ended 31 December 2021 and 2020 consisted of the following: (Unit: Million Baht) Consolidated Separate financial statements financial statements 2021 2020 2021 2020 Interbank and money market items - deposits at financial institutions 81 150 14 21 Financial assets measured at far value through profit or loss 27 83 1 - Investments in debt securities measured at amortised cost 1 2 - - Investments in debt securities measured at fair value through other comprehensive income 115 234 15 48 Loans to customers 372 228 138 58 Hire purchase and financial lease 3,430 3,516 - - Total interest income 4,026 4,213 168 127 32. Interest expenses Interest expenses for the years ended 31 December 2021 and 2020 consisted of the following: (Unit: Million Baht) Consolidated Separate financial statements financial statements 2021 2020 2021 2020 Interbank and money market items - borrowings from financial institutions 255 216 - - Debts issued and borrowings - Unsubordinated debentures/short-term debentures 1,062 1,350 422 551 - Others 9 23 1 13 Borrowings cost 16 19 1 1 Others 13 12 2 2 Total interest expenses 1,355 1,620 426 567 308
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