Thanachart One Report 2021 - EN

56-1 One Report / Annual Report 2021 Thanachart Capital Publ ic Company Limited 123 In 2021, the Company and its subsidiaries had expected credit loss in the amount of 483 million baht, a decrease of 123 million baht or 20.30 percent. This was mainly due to the reversal of provision on investments in debt securities while provision provided for debtors increased as the multiple waves of COVID-19 epidemic impacted the ability to repay of debtors. Consolidated Statements of Financial Position For the Year Ended 31 December 2021 VS 2020 2021 2020 2019 +/(-) Percent Cash 4 2 3 2 100.00 Interbank and Money Market Items - net - Deposits at Financial Institutions 8,947 7,812 7,404 1,135 14.53 Financial Assets Measured at Fair Value through Profit or Loss 2,781 3,357 - (576) (17.16) Investments - net 13,124 21,650 41,551 (8,526) (39.38) Investments in Associated Companies and Joint Venture - net 52,955 48,007 45,421 4,948 10.31 Loans to Customers and Accrued Interest Receivables - net 55,221 50,251 53,159 4,970 9.89 Property Foreclosed - net 3,679 3,054 3,128 625 20.46 Land, Premises, Equipment and Right-of-use Assets - net 756 678 301 78 11.50 Assets Classified as Held for Sale - - 3,423 - - Other Assets 5,268 5,945 6,537 (677) (11.39) Total Assets 142,735 140,756 160,927 1,979 1.41 Interbank and Money Market Items - Borrowings from Financial Institutions 15,984 13,312 15,660 2,672 20.07 Debts Issued and Borrowings 34,308 33,887 44,780 421 1.24 Insurance Contracts Liabilities 11,414 12,231 13,096 (817) (6.68) Other Liabilities 6,888 8,557 13,332 (1,669) (19.50) Total Liabilities 68,594 67,987 86,868 607 0.89 Equity Attributable to Owners of the Company 65,114 63,311 65,833 1,803 2.85 Non-controlling Interests 9,027 9,458 8,226 (431) (4.56) Total Equity 74,141 72,769 74,059 1,372 1.89 Total Liabilities and Equity 142,735 140,756 160,927 1,979 1.41 (Unit: Million Baht) Financial Position

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